Growing up is hard to do.

brick houseWell we just got off the phone with two different lending agencies, and it appears we are very close to our goal of home ownership. Our credit score is climbing, and we have one blemish, that Maggie has been working with our prepaid legal to get removed, that will naturally come off in the next 6 months any ways. and we are saving up for our down payment. So in the next year we should be pre approved for a nice size loan and have a very nice sized down payment and be prepared to qualify for first time home buyer and local grants to help with closing costs and down payment.
It has been an interesting 5 years that we have been on the road to financial freedom and control. I am using a bury my head in the sand, and assume the worst type of guy.Maggie and I though started right after Linda was born to take an active role in get our bills paid off, not get new credit and start putting money away for the girls and also for our retirement. We have now also started adding to our down payment savings fund and have a nice nest egg which should almost double in the next year

Home ownership was one of those things of late I have often felt unworthy of, and that unlike my parents I would never be a home owner, as between the economy and the ridiculous rise in prices of homes it seems it would be something out of my reach. now I have hope that in the next year not only is it a real possibility but in fact will become a reality as long as we stay on the path we have chosen.

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